Getting preapproved for a mortgage is an essential part...

If you’ve ever shopped for a loan or mortgage, you know how much of a difference your credit score can make. Higher scores can help qualify you for better terms, lower interest rates and special funding only offered to low-risk borrowers. However, nobody’s credit is perfect, and bad credit can take a long time to improve. If you’re...

Photo by Robert Arthur Designs via Shutterstock If you’re moving to a new city, particularly an area with new development, you may discover that most homes are part of a homeowner’s association. If you’ve never been part of one before, you might not understand their function and why they are useful within a neighborhood. When an association functions...